:root{
  --bg:#F5F6F9; --surface:#FFFFFF; --ink:#131722; --ink-dim:#5A6170; --border:#E2E5EC;
  --brand:#223AC9; --brand-dim:#E9EBFB; --brand-dark:#1626A8;
  --teal:#047A4E; --teal-dim:#E0F7EC; --green:#00BB6E;
  --amber:#9A6410; --amber-dim:#F6EDD9; --danger:#BE3A34; --danger-dim:#FAE8E6;
  --grad:linear-gradient(120deg,#223AC9 0%,#0E7FA0 55%,#00BB6E 100%);
  --font-display:'Space Grotesk',sans-serif; --font-body:'Inter',sans-serif; --font-mono:'IBM Plex Mono',monospace;
  --maxw:1140px;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{background:var(--bg);color:var(--ink);font-family:var(--font-body);line-height:1.55;-webkit-font-smoothing:antialiased;overflow-x:hidden;}
a{color:inherit;text-decoration:none;}
button{font-family:inherit;cursor:pointer;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
::selection{background:var(--brand);color:#fff;}
:focus-visible{outline:2px solid var(--brand);outline-offset:3px;}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto;}}

header{position:sticky;top:0;z-index:60;background:rgba(245,246,249,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--border);}
nav.wrap{display:flex;align-items:center;justify-content:space-between;height:70px;}
.logo{display:flex;align-items:center;}
.logo svg{height:24px;width:auto;display:block;}
.nav-links{display:flex;align-items:center;gap:22px;}
.nav-links a:not(.pill){font-size:14px;font-weight:500;color:var(--ink-dim);}
.nav-links a:not(.pill):hover{color:var(--ink);}
.nav-links a.active:not(.pill){color:var(--brand);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:6px;}
.nav-links a.active:not(.pill):hover{color:var(--brand-dark);}
.nav-links .quiet{font-size:13.5px;}
.pill{background:var(--brand);color:#fff;font-weight:600;font-size:14px;padding:10px 18px;border-radius:8px;transition:transform .15s ease,box-shadow .15s ease;}
.pill:hover{transform:translateY(-1px);box-shadow:0 8px 18px rgba(34,58,201,.28);}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:none;padding:6px;}
.burger span{width:22px;height:2px;background:var(--ink);}
.mobile-panel{display:none;position:absolute;top:70px;left:0;right:0;background:var(--surface);border-bottom:1px solid var(--border);flex-direction:column;padding:8px 28px 20px;}
.mobile-panel.open{display:flex;}
.mobile-panel a{padding:12px 0;font-size:15px;color:var(--ink-dim);border-bottom:1px solid var(--border);}
.mobile-panel a.active{color:var(--brand);font-weight:600;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:5px;}
@media (max-width:980px){.nav-links{display:none;}.burger{display:flex;}}

.crumbs{padding:18px 0 0;font-size:12.5px;color:var(--ink-dim);}
.crumbs a:hover{color:var(--ink);text-decoration:underline;}
.crumbs .sep{margin:0 7px;color:var(--border);}
.crumbs b{color:var(--ink);font-weight:600;}

.hero{position:relative;padding:56px 0 44px;overflow:hidden;}
.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:center;}
@media (max-width:920px){.hero-grid{grid-template-columns:1fr;gap:34px;}}
.blob{position:absolute;width:420px;height:420px;border-radius:50%;background:var(--brand-dim);filter:blur(90px);opacity:.65;top:-160px;right:-120px;z-index:-1;}
.eyebrow{font-family:var(--font-mono);font-size:11.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--brand);font-weight:600;margin-bottom:14px;}
h1{font-family:var(--font-display);font-weight:700;font-size:clamp(30px,4.2vw,46px);line-height:1.08;letter-spacing:-.02em;}
h1 .hl{color:var(--brand);background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;}
.sub{margin-top:16px;max-width:52ch;font-size:16px;color:var(--ink-dim);font-weight:500;}
.hero-cta{margin-top:24px;display:flex;align-items:center;gap:16px;flex-wrap:wrap;}
.big-btn{font-family:var(--font-display);font-size:15px;font-weight:700;color:#fff;background:var(--brand);padding:14px 26px;border-radius:10px;border:none;display:inline-flex;align-items:center;gap:10px;box-shadow:0 12px 26px rgba(34,58,201,.26);transition:transform .18s ease,box-shadow .18s ease;}
.big-btn:hover{transform:translateY(-2px);box-shadow:0 16px 30px rgba(34,58,201,.32);}
.ghost-btn{font-size:14.5px;font-weight:600;color:var(--brand);}
.micro{font-size:12.5px;color:var(--ink-dim);margin-top:10px;}

.report{background:var(--surface);border:1px solid var(--border);border-radius:16px;box-shadow:0 26px 52px -22px rgba(19,23,34,.18);overflow:hidden;}
.report-top{display:flex;justify-content:space-between;align-items:center;padding:14px 18px;border-bottom:1px solid var(--border);}
.report-top .t{font-family:var(--font-display);font-size:13.5px;font-weight:700;}
.report-top .acct{font-family:var(--font-mono);font-size:10.5px;color:var(--ink-dim);}
.rpanel{padding:14px 18px 16px;}
.kv{display:flex;justify-content:space-between;gap:12px;padding:8px 0;border-bottom:1px dashed var(--border);font-size:12.5px;}
.kv:last-child{border-bottom:none;}
.kv .k{color:var(--ink-dim);font-family:var(--font-mono);font-size:11px;}
.kv .v{font-weight:600;font-family:var(--font-mono);text-align:right;}
.kv .v.good{color:var(--teal);}
.kv .v a:hover{text-decoration:underline;}
.report-foot{display:flex;justify-content:space-between;align-items:center;padding:12px 18px;border-top:1px solid var(--border);font-family:var(--font-mono);font-size:10.5px;color:var(--ink-dim);}
.report-foot .ok{color:var(--teal);font-weight:600;}
.report-foot a{color:var(--brand);font-weight:600;}

section{padding:52px 0;}
section.alt{background:var(--surface);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.section-head{max-width:580px;margin:0 auto 32px;text-align:center;}
.section-head .eyebrow{margin-bottom:10px;}
.section-head h2{font-family:var(--font-display);font-size:clamp(23px,3vw,30px);font-weight:700;letter-spacing:-.015em;}
.section-head p{margin-top:10px;color:var(--ink-dim);font-size:14.5px;}

.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.feat-grid.feat-4{grid-template-columns:repeat(4,1fr);}
.feat{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:22px 20px;}
section.alt .feat{background:var(--bg);}
.feat b{display:block;font-family:var(--font-display);font-size:15px;font-weight:700;margin-bottom:6px;}
.feat span{font-size:13px;color:var(--ink-dim);line-height:1.55;}
@media (max-width:960px){.feat-grid,.feat-grid.feat-4{grid-template-columns:repeat(2,1fr);}}
@media (max-width:580px){.feat-grid,.feat-grid.feat-4{grid-template-columns:1fr;}}

.steps{display:grid;gap:14px;counter-reset:step;}
.steps-3{grid-template-columns:repeat(3,1fr);}
.step{background:var(--bg);border:1px solid var(--border);border-radius:12px;padding:20px 16px;}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--font-mono);font-size:11px;font-weight:600;color:var(--brand);letter-spacing:.08em;}
.step h3{font-family:var(--font-display);font-size:15px;font-weight:700;margin:8px 0 6px;}
.step p{font-size:12.5px;color:var(--ink-dim);line-height:1.5;}
@media (max-width:760px){.steps-3{grid-template-columns:1fr;}}

.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;text-align:center;}
.stat-row div{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:22px 12px;}
.stat-row b{display:block;font-family:var(--font-display);font-size:28px;font-weight:700;letter-spacing:-.01em;}
.stat-row span{font-size:11.5px;color:var(--ink-dim);text-transform:uppercase;letter-spacing:.06em;font-weight:600;}
@media (max-width:700px){.stat-row{grid-template-columns:repeat(2,1fr);}}

.faq-list{max-width:720px;margin:0 auto;display:flex;flex-direction:column;gap:10px;}
.faq{background:var(--surface);border:1px solid var(--border);border-radius:12px;}
section.alt .faq{background:var(--bg);}
.faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px;padding:17px 20px;font-family:var(--font-display);font-size:15px;font-weight:600;cursor:pointer;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary::after{content:'+';font-size:19px;color:var(--brand);flex-shrink:0;transition:transform .2s ease;}
.faq[open] summary::after{transform:rotate(45deg);}
.faq p{padding:0 20px 17px;font-size:14px;color:var(--ink-dim);}

.rel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
.rel{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:20px 18px;transition:transform .15s ease,border-color .15s ease;display:flex;flex-direction:column;}
section.alt .rel{background:var(--bg);}
.rel:hover{transform:translateY(-2px);border-color:var(--brand);}
.rel b{display:block;font-family:var(--font-display);font-size:14.5px;font-weight:700;margin-bottom:5px;}
.rel span{display:block;font-size:12.5px;color:var(--ink-dim);margin-bottom:10px;flex:1;}
.rel a{font-size:12.5px;font-weight:600;color:var(--brand);}
@media (max-width:760px){.rel-grid{grid-template-columns:1fr;}}

.final{background:var(--grad);color:#fff;text-align:center;border-radius:20px;padding:52px 28px;margin:24px 28px;}
.final h2{font-family:var(--font-display);font-size:clamp(24px,3.4vw,34px);font-weight:700;}
.final p{margin:12px auto 24px;max-width:48ch;color:rgba(255,255,255,.85);font-size:15px;}
.final .big-btn{background:#fff;color:var(--brand);box-shadow:0 14px 30px rgba(0,0,0,.22);}
.final .alt-link{display:block;margin-top:16px;font-size:13.5px;color:rgba(255,255,255,.85);}
.final .alt-link a{text-decoration:underline;font-weight:600;color:#fff;}

/* legal pages */
.legal{max-width:820px;margin:0 auto;padding:20px 28px 60px;}
.legal h1{font-size:clamp(28px,3.6vw,38px);margin:34px 0 8px;}
.legal .legal-note{font-family:var(--font-mono);font-size:11.5px;color:var(--ink-dim);margin-bottom:26px;}
.legal h2{font-family:var(--font-display);font-size:18px;font-weight:700;margin:26px 0 8px;letter-spacing:-.01em;}
.legal p{font-size:14.5px;color:#31363F;margin:0 0 12px;}
.legal ul{margin:0 0 12px 22px;}
.legal li{font-size:14.5px;color:#31363F;margin-bottom:6px;}
.legal a{color:var(--brand);text-decoration:underline;}

footer{padding:52px 0 34px;}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px;padding-bottom:34px;border-bottom:1px solid var(--border);}
.foot-grid h5{font-family:var(--font-mono);font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-dim);margin-bottom:14px;}
.foot-grid a{display:block;font-size:13.5px;color:var(--ink-dim);padding:4px 0;}
.foot-grid a:hover{color:var(--ink);}
.foot-brand p{margin-top:12px;font-size:13px;color:var(--ink-dim);max-width:32ch;}
.foot-meta{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;padding-top:22px;font-size:12.5px;color:var(--ink-dim);}
.foot-meta a:hover{color:var(--ink);text-decoration:underline;}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr;}}