ProductsIndustriesFAQsBlogContactAPI DocsLoginBook a demo
Home/Products/Experian: Credit Bureau
Credit intelligence

Creditworthiness, without the guesswork.

Pull Experian credit accounts, scores and repayment behaviour through one API — and turn financial history into a clear, decision-ready creditworthiness report.

Try it free → Book a demo →

Free trial credits included · Full API documentation

Sample responseLIVE API · <1S
Experian score748
Active accounts4
Overdue amount₹0
Enquiries (6 mo)2
Oldest account6.2 years
Repayment history35/36 on time
✓ VerifiedAPI docs →
What you get

Built for decisions, not just data

Full bureau pictureCredit accounts, scores, enquiries and repayment behaviour analysed through an AI-powered platform.
Consent-first by designBureau pulls run only with the applicant’s explicit consent, captured and logged with every request.
Pairs with statement dataCombine with the Advanced Analyzer to compare bureau-reported obligations against actual bank-statement EMIs.
How it works

Three steps to a verified answer

Capture consent

The applicant consents to the credit report pull in your flow.

Request

Send the applicant’s identifiers in one API call.

Report

Receive a structured creditworthiness report your policy can act on.

FAQ

Before you integrate

What does the report include?

Credit accounts and scores based on financial behaviour — borrowing history, income patterns and repayment behaviour, compiled into a comprehensive creditworthiness report.

Is applicant consent required?

Yes. Explicit consent is required and must be captured before every bureau request.

Can this run inside the statement analysis?

Yes — the Advanced Bank Statement Analyzer includes Experian bureau integration in the same call.

Works well with

Chain it into a full verification flow

Advanced Bank Statement AnalyzerBureau + statement + identity in one call.Explore →
Bank Statement AnalyzerVerified income to weigh against bureau obligations.Explore →
PAN ValidatorConfirm identity before the pull.Explore →

Run your first check in under a minute.

Free trial credits and full documentation from day one.

Start free trial or book a 20-minute call